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Practical steps for when a loan goes wrong: missed payments, harassment by collectors, scams, and checking whether a lender is registered.
How to report online loan harassment in the Philippines: what evidence to save, how to file with the SEC, NPC, PNP-ACG and NBI, plus a complaint template.
Makukulong ba sa utang? Unpaid online loans are not a crime in the Philippines. Learn when estafa or BP 22 can apply and how to answer jail threats.
Two different SEC documents matter when you check an online lender — having one without the other is a warning sign. Here is how to verify one properly.
Late penalties are capped, and there are specific collection practices lenders are forbidden from using. Here is what actually happens and what your rights are.
Loan scams follow a small number of repeatable patterns. Here are the signs worth stopping for, and what to do if you have already sent money or documents.