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Full Disclaimer

Last updated: September 4, 2026

We are not a lender

Online Loan in PH is an independent comparison website. We are not a bank, lender, credit provider, or broker, and we do not make loan offers ourselves. All loan products shown on this site are offered by third-party lending partners, and any application you submit is made directly with that partner under their own terms.

No guarantee of approval or terms

Nothing on this site is a guarantee of loan approval, a specific loan amount, interest rate, fee, or repayment term. Each lending partner independently assesses every application against its own credit criteria, which can change at any time without notice to us. Amounts and figures shown on this site (including in comparison cards and CTA buttons) are illustrative starting points, not binding offers — always confirm the final, current terms on the lending partner's own website before signing anything.

How we're compensated

Some lending partners featured on this site may pay us a referral fee when a visitor is connected with them through our links. This compensation may influence which partners appear on the site, but it does not change the price, rate, or terms offered to you, and using this comparison service is always free.

Eligibility

You must be at least 18 years old and a resident of the Philippines to apply with any lending partner listed here. Individual partners may set additional eligibility requirements (minimum income, employment status, required documents), which are described on their own websites.

Borrow responsibly

A loan is a financial obligation. Before applying, consider whether you can comfortably make every repayment on schedule, and review the total cost of the loan (not just the headline rate) on the lender's site. If you are struggling with existing debt, consider speaking with a licensed financial counselor before taking on additional borrowing.

Accuracy of information

We work to keep offer details on this site current and accurate, but lending partners can change their rates, terms, and availability at any time without notifying us. We do not warrant that any information on this site is complete, current, or error-free, and we recommend confirming all details directly with the lending partner before applying.

External links

This site links to websites operated by third-party lending partners and other organizations. We are not responsible for the content, accuracy, availability, or privacy practices of any external site.

Limitation of liability

To the fullest extent permitted by law, Online Loan in PH is not liable for any loss or damage arising from your use of this site or your reliance on information shown here, including any loss arising from a loan application, approval, denial, or the terms of any loan issued by a third-party lending partner.

Changes to this disclaimer

We may update this disclaimer from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated disclaimer.

Contact us

Questions about this disclaimer can be sent to [email protected].